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2024 Chinese New Year

2025 SSS CONTRIBUTION TABLE (consolidated)

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  UNDERSTANDING THE 2025 SSS CONTRIBUTION TABLE   The CONTRIBUTION TABLE shows the compensation range and its corresponding MSC per membership category, effective January 1, 2025 .  It reflects the contributions for Regular Social Security (SS), the Employees’ Compensation (EC, if applicable) and the Mandatory Provident Fund (MPF) administered by the SSS. MONTHLY CONTRIBUTIONS are computed on the corresponding Monthly Salary Credit (MSC) based on the compensation of SSS members , and payable under the three (3) programs: 1.   Regular Social Security (SS) Program Effective January 2025, FIFTEEN PERCENT (15%) of the MSC . From 14%, the additional 1% in the new contribution rate shall be shouldered equally by the employer (ER) and employee (EE) who shall pay at 10% (from 9.5%) and 5% (from 4.5%), respectively. Self-employed (SE), Voluntary Members (VM), Non-Working Spouse (N-WS), and Land-Based OFWs shall pay at the total rate of 15% (from 14%...

2025 CHINESE NEW YEAR

2025 CHINESE NEW YEAR January 29, 2025 is a Chinese New Year.   It is the YEAR OF THE SNAKE .   Chinese New Year will ALWAYS FALL on or between  January 21  and  February 20 . People born on  February 20 ONWARDS  would surely have the animal sign of their  RESPECTIVE BIRTHYEAR . Those who were born from  January 1 to January 20  would surely have the animal sign of the  PREVIOUS YEAR . If you were born AFTER January 20 and BEFORE February 20 (i.e., January 21~ February 19), YOU SHOULD CHECK on the actual date of the Chinese New Year of your birthyear—might be the PREVIOUS year’s animal sign.   For the year 2025, if you were born BEFORE January 29 your animal sign is that of the DRAGON and NOT of the SNAKE . Most of the time, Chinese New Year will fall 11 days (or sometimes 10 or 12 days) EARLIER than the previous year.   The reason for this is that a lunar month is about 29.5 days only (about...

59 YEARS OLD KA NA BA?

SANA naman by now may hulog ka na sa SSS   ng at least 60 months (5 years) contributions para sa lumpsum benefit. B etter kung 10 years na para may  pension ka kapag nag-60 years of age ka na.  P8,000  ang minimum pension mo kung  P20,000 ang Average Monthly Salary Credit ( AMSC ) mo for the last 60 months na contributions mo. That is ,  kung may 120 months (10 years) or more total  contributions ka na sa SSS when you retire.  Aabot  pa ng  P12,300 minimum pension mo kung naka- 30   years; P16,300 kung naka- 40 years.  May  dagdag pa kung may WISP ka (kapag more than P20,000 ang salary bracket mo.   P7,000  ang minimum pension mo kung P17,500 ang AMSC mo.  P6,000 kung P15,000…  P5,000 kung P12,500…  P4,000  kung P10,000…  P3,000  kung P7,500…  MALIBAN DYAN MAY  P1,000  PENSION INCREASE PA . AMOUNT OF MONTHLY PENSION (the highest amount among these 3 formulas) F...

HAPPY VALENTINE'S DAY

  VALENTINE, VALENTINES, VALENTINES’ or VALENTINE’S? How do we actually write a “greeting” on February 14 ? The holiday that falls on February 14 is named after Saint Valentine .   That “day” has a direct connection with him.   It is his day, hence the possessive.   And since there has been only one of him, it’s a singular. Singular possessive noun uses an apostrophe ( ‘ ) and the letter “ s ” at the end of the word to take the possessive form. So, “ Happy Valentine's Day ” is the correct spelling. But, if we omit the word “Day” in that greeting, I think we should only say “ Happy Valentine! ”  What do you think? SSso, ganun nga kaya iyon?

2024 CHINESE NEW YEAR

CHINESE NEW YEAR (2024 is the 4722nd Chinese year) The Date of Chinese New Year February 10, 2024  is a Chinese New Year. Chinese New Year will always fall on or between January 21 and February 20 . People born on February 20 onwards would surely have the animal sign of their respective birthyear . Those who were born from January 1 to January 20 would surely have the animal sign of the previous year . If you were born after January 20 and before February 20 (i.e., January 21~ February 19), you should check on the actual date of the Chinese New Year of your birthyear—might be the previous year’s animal sign.   For the year 2024, if you were born before February 10 your animal sign is that of the Rabbit and not of the Dragon . Most of the time, Chinese New Year will fall 11 days (or sometimes 10 or 12 days) earlier than the previous year.     The reason for this is that a lunar month is about 29.5 days (about 354 days only in a year).   Since a sola...

2024 IS A LEAP YEAR

  2024 IS A LEAP YEAR   The Gregorian calendar is a solar calendar.   It is aligned with the time it takes the Earth to orbit around the sun which is almost 365.25 days.   The nearly quarter day is adjusted with the addition of a leap day (February 29) every four years.     A person born on February 29 may be called a leapling .   Since leaplings will have fewer birthday anniversaries than their age in years, some declared to be only a quarter of their actual age by counting their leap-year birthday anniversaries only.   Years containing a leap day are called leap years .   Years not containing a leap day are called common years .     The term “ leap year”  probably comes from the fact that a fixed date in the Gregorian calendar normally advances one day of the week from one year to the next.   But, the day of the week in the 12 months following the leap day (from March 1 to February 28 of the fo...